When a person defaults on a federal student loan, the Department of Education will garnish up to 25 percent of his or her wages. While you can file bankruptcy to stop the garnishment, the relief will only be temporary. Student loans are not discharged in bankruptcy, so the government can and will attach your wages again once the case ends. It's possible to stop the garnishment by taking part in the government's loan rehabilitation program.
If you're growing well into your senior years but are still part of the workforce, you have a few more concerns that come along with your age. In fact, one survey showed that 48 percent of individuals claim they've either witnessed discrimination because of age or they've been on the receiving end of discrimination in the workplace. Even though you have the right to fair treatment at work regardless of your age, some businesses and employers will use underhanded tactics to try to push aging employees out of the way.
Approximately 70,000 criminals jump bail each year, which is the equivalent to 1,200 per week. When you bail someone out of jail, they must appear at their scheduled court hearing. If they do not appear, this is known as bail jumping. Below is some information about how a bail bond works, and what happens if the person in jail fails to appear in court. Bail Bond When someone is arrested a bond is set.
If your child has been approved for special education services at their school, you'll need to familiarize yourself with their IEP. The IEP, or Individualized Education Program, is the contract your school district enters into with you and it contains all the services your child will receive throughout the school year. Once your child has an IEP, it's important that you become their first line of defense: their educational advocate. By maintaining your position as your child's educational advocate, you'll be able to ensure that they receive all the services they're entitled to.
Wills have always been the centerpiece of an estate plan, but an estate plan that contains only a will and nothing else may not be the best choice, especially when it comes to providing convenience and expediency for your beneficiaries. There are a number of legal means that can help keep some of your property out of probate, and even the best-written wills have limitations. For more information about what a will can and cannot do, read on.